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Terms and Conditions:
Eligibility:
- Applicants must be between 1-85 years old.
- This travel insurance is available to Thai nationals or foreigners residing in Thailand.
- 1 person cannot apply for more than one policy with Tune per coverage period.
- The Insurer reserves the right not to accept applications for those who work in high-risk locations such as high-rise buildings, oil or gas rigs, underground mines, or workers in construction, fishery, fruit picking, or heavy machinery.
- Applicants must be in good health.
- The applicant gives consent and authorization to the Insurer to disclose information to medical facilities including hospitals and clinics and to the Office of Insurance Commission.
Single Trip Coverage:
- This insurance needs to be purchased no later than 1 hour before departure from Thailand.
- This insurance is available for purchase up to 8 months in advance before the effective start date.
Annual Trip Coverage:
- Each trip shall not exceed 180 days.
- The coverage duration cannot be extended.
- In case the insurance purchase date is the same than the effective start date, the policy will begin only once the premium payment was made.
Policy cancellation:
- Single Trip Coverage – There is no refund possible for policies already issued unless the Insured has not been granted a visa.
- Annual Trip Coverage – Policy Cancellation is possible according to the Terms and Conditions of the policy.
Excluded countries: Afghanistan, Azerbaijan, Cuba, Iran, Iraq, Israel, Kyrgyzstan, Lebanon, Libya, Nepal, Nicaragua, North Korea, Pakistan, Palestine, Syria, Russia, Tajikistan, Turkmenistan, Ukraine, Uzbekistan